Health Savings Account - VisionBank of Iowa - See what we can do for you.

Health Savings Account

See what VisionBank Health Savings accounts can do to help you pay for medical expenses.

Summary

  • Set aside money for large or unexpected medical bills.
  • Make contributions pre-tax
  • Withdrawal tax free for qualified medical expenses. 
  • Roll over unspent dollars year after year

Personal Health Savings Account Details

Minimum Balance Required:
$2,500 minimum daily balance
Monthly Fees:
$5 per month, waived if min. balance maintained
Checks:
Available for purchase
Interest:
Interest earned on a tiered level on balances $2,500 and above
ATM Access:
No fee on Privileged Status network machines
Debit Card / Photo Debit Card:
Not Available
Internet Banking / Online Bill Pay:
 Not Available

*Please note: To be eligible for an HSA account you must be enrolled in a High Deductible Health Plan (HDHP), cannot have additional healthcare coverage including Medicare or VA benefits, and cannot be claimed as a dependent. HSA accounts cannot be rolled or transferred into any IRA account.

 

Interest rates and annual percentage yield (APY) rates effective:

Rates

  Rate APY
$2,500 - $4,999 0.05% 0.05%
$5,000 - $9,999 0.05% 0.05%
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.05% 0.05%
$50,000 and above 0.05% 0.05%

If you aren't sure if a health savings account is right for you, we are here to help you. Please give us a call at 800-574-8123, email us at info@visionbankiowa.com, or stop in at any of our offices and we will gladly help you choose a savings account. 

  • Account fees could reduce earnings on account.
  • Interest Rates and Annual Percentage Yield (APY) subject to change daily.
  • Depositors insured to $250,000 - Member FDIC

Contact Us

Ames - Chestnut St. Ames - Main St. Ames - Mortensen Rd. Boone - S. Marshall Boone - Story St. Grimes Huxley Ogden
104 Chestnut St. 107 Main St. 4510 Mortensen Rd. Ste. 101 1704 S Marshall St. 504 Story St. 925 SE Gateway Dr. 201 S. Highway 69 217 West Mulberry St.
Ames, IA 50010 Ames, IA 50010 Ames, IA 50014 Boone, IA 50036 Boone, IA 50036 Grimes, IA 50111 Huxley, IA 50124 Ogden, IA 50212
PH: 515-956-4343 PH: 515-956-4343 PH: 515-956-4343 PH: 515-433-4499 PH: 515-433-7051 PH: 515-986-5746 PH: 515-597-4477 PH: 515-275-2420
TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123 TF: 800-574-8123
FX: 515-956-4344 FX: 515-956-4344 FX: 515-956-4344 FX: 515-433-7047 FX: 515-433-7053 FX: 515-986-5764 FX: 515-597-4480 FX: 515-275-4313
Hours Hours Hours Hours Hours Hours Hours Hours
               

24 Hour Voice Access: 866-305-4152

 

 

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Member FDIC, Equal Housing Lender